Federal income tax, state tax, Social Security, and Medicare — every deduction explained with real 2026 examples for common salary levels.
📋 Tax guides
FICA is the 7.65% taken from every paycheck. Here's exactly what Social Security (6.2%) and Medicare (1.45%) fund — and how much you pay in 2026.
Gross pay, federal withholding, FICA, YTD, pre-tax deductions — a full annotated pay stub with plain-English explanations for every line item.
Contributing to a 401(k) costs less than you think — because it cuts your tax bill too. See the exact numbers at every contribution rate for 2026.
💵 Salary after taxes
Take-home ranges from $64,724 (California) to $79,124 (Texas/Florida). Full breakdown by state, filing status, pay frequency, and 401(k).
Take-home ranges from $50,737 (California) to $61,537 (Texas/Florida). Includes married vs single comparison and 401(k) impact.
Take-home ranges from $41,750 (California) to $50,390 (Texas/Florida). At this salary, the standard deduction wipes out the 10% bracket entirely.
🗺️ State paycheck calculators